You’re probably wondering how much home insurance costs when buying a home. Considering the costs is important especially when you’re living on a budget. Well, to make a long story short, the rate varies depending on certain factors. Let’s take a quick look on some of the important factors that affect the rate.
The insurance industry can be difficult to understand. Adding to the confusion is the many myths that have circulated among homeowners. These myths can be very expensive which results in not getting the right coverage or overpayment. Know the common home insurance myths and avoid these expensive mistakes.
Accidental injuries at home can cost you a lot of money. To protect you from these incidents, homeowners insurance policies offers coverage for accidents that happens on your property and those that happen away from home. When injuries happen, make sure that you know what to do so you can successfully file a claim. Here are the steps in making a claim on your home insurance for an injury on the premises.
You’ll never truly know how stressful it is to repair or rebuild a home until it happens. People often ask how reconstruction costs on an insured home are calculated. This question is perplexing when the insurance value is higher than home construction costs. Here’s a relatively easy way to understand how insurance works.
Although a lot of people own a home nowadays, very few of us truly understand our home insurance coverage. It doesn’t only cover certain damages to your home, but it protects its contents as well. Besides that, there are surprising ways that your home insurance can help you if you have the right coverage. Here are some of them.
We’d all agree that our home is among the most important properties we have. Because of that, we want to protect it. How can we give our home the protection it needs? Home insurance!
A home insurance policy pays for the damages or losses to our home caused by a covered event. However, it is important to note that not all events are covered by your insurance. Here’s a list of coverages that you need to include in your insurance.
Every state has experienced flooding of some sort over the last 50 years. That means that you don’t have to live near a body of water to be at risk of flooding. Torrential rains or sudden thunderstorms can cause rising water and flooding in Florida. Thus, it is essential that you protect your home with flood insurance.
We all want to cut down our expenses while protecting our investments, right? Who doesn’t?
One of the most important investments we have is our home. And we go to great lengths just to protect it with homeowners insurance. Did you know that there are ways to reduce your premiums without reducing your coverage? Lower your premiums by following these four useful tips:
Want to know if your state is vulnerable against Hurricanes? Check out this infographic
We like to think of happy thoughts about our new home, like the memories we will make there. But here’s an unpleasant thought that you must consider: the risk of burglary. All homeowners are at risk for opportunistic crimes, but you can take extra precautions to protect your home better. Read on and learn about three essential tips on home safety.